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Free Blog or Your Own Domain?

Once you've decided to create your own blog, the first question you have to address is whether you want your blog to be hosted on your own web hosting account or be part of an already established site like wordpress.com, blogger.com, or one of the many other free blogging sites.

If you use one of the free "hosted" blogging sites (Wordpress.com, Blogger.com, LiveJournal.com, Blog.com, and many more) you can create a brand new blog in about 15 minutes. When you choose this option you become part of a larger site such as wordpress.com and your address will be something like

http://yourtownrealestate.wordpress.com

or http://yourtownmoneymanager.blogspot.com

The advantage of this approach is that it is fast and cheap. Plus you will get some traction and search engine exposure for your blog because it will be part of a much larger network that gets crawled by the search engines on a regular basis.

But in my estimation, the disadvantages outweigh the advantages.

Read more »

WiMAX for Portland

WiMAX service will soon be available in Portland, Oregon. What is WiMAX? It is a wireless alternative to cable or DSL.

For a number of years this technology has promised to revolutionize the delivery of "last mile" service connecting homes and offices to internet access points. But these days the focus is more on mobile applications that make it a viable alternative to standard cell phone services.

The provider of this service in Portland will be Clearwire, a company formed through joint cooperation of Sprint, Clearwire, Google, Intel, Comcast, and Time Warner.

WiMAX will not be significantly cheaper than the alternatives, but it does promise to offer greater potential for merging disparate services such as internet, cell phone, Voip and cable tv.

Squidoo New Look

Squidoo seems to have a new edit and publish interface. I've always found it a bit clunky in the past, but now it seems quite a bit easier to add modules. The process makes more sense to me.

I just created a lense about Car Repair for a client.

Linknet-News.com features news articles and news items in various categories including Health News, Real Estate News, Finance News, Marketing News, Business News, Entertainment News, Travel News, and more...

Getting a Debt Consolidation Loan
Mar 31, 2006 - Linknet Finance News

Getting a Debt Consolidation Loan

Getting a Debt Consolidation Loan

Mar 31, 2006 - Linknet Finance - by John Mussi

Should you find yourself getting in over your head with debt, you might be a prime candidate for a debt consolidation loan. These loans are designed for those with a heavy burden of debt, and are used to consolidate a large number of debts into a single manageable payment. The debt consolidation loan is used to pay off the other debts, leaving only the loan itself in need of repayment.

== Commercial Loans Using Stated Income ==

How much should I borrow?

Considering that a debt consolidation loan is designed to replace other debts, the amount that you borrow should be as much as you need to pay off the total sum of your outstanding debt. If you're unable to get the total amount that you need to pay off all of your debts, then you should at least borrow enough with your debt consolidation loan so that you can pay off your largest debts (and hopefully make headway toward the others.)

How much debt do I need to have before consolidation?

There isn't a set amount of debt that you must have before considering a debt consolidation loan; the loan is simply a way of handling debt that is reasonably beyond your ability to pay it back. Many debt consolidation loan companies offer loans of £50,000 or more, though a growing trend is to offer loans starting at £5,000 as well so as to take care of outstanding debts before they climb as high as the larger loans. Lesser loans can also be used as a debt consolidation loan, though they occasionally have other criteria that must be met (especially in much smaller loans.)

What collateral do I need?

As the bank or finance company will obviously be aware of your debt problem when you apply for a debt consolidation loan, you'll need to be able to supply collateral for the loan (meaning that you'll have to be able to guarantee the loan with some property that the lender could sell should you not repay.) The collateral can vary depending upon the amount of the loan as well as the lender, with the most common forms of collateral being automobile titles and real estate property deeds. As these are usually higher-priced items, using them as collateral allows for a larger debt consolidation loan? not to mention giving a greater incentive for repayment.

A debt consolidation loan can give you a new start if you can't handle all of the various payments you're expected to make that you can't afford. It's also a great way to pay off old debts that may have been turned over to collection agencies, and should be looked at as a viable option before considering more serious actions such as bankruptcy.

You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:

About The Author - John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

Article Source - Loans-101.info

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