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WiMAX for Portland

WiMAX service will soon be available in Portland, Oregon. What is WiMAX? It is a wireless alternative to cable or DSL.

For a number of years this technology has promised to revolutionize the delivery of "last mile" service connecting homes and offices to internet access points. But these days the focus is more on mobile applications that make it a viable alternative to standard cell phone services.

The provider of this service in Portland will be Clearwire, a company formed through joint cooperation of Sprint, Clearwire, Google, Intel, Comcast, and Time Warner.

WiMAX will not be significantly cheaper than the alternatives, but it does promise to offer greater potential for merging disparate services such as internet, cell phone, Voip and cable tv.

What Makes A Good Blog?

Since I'm writing a series on "Creating A Successful Blog" I've been looking (not very diligently) for other opinions on what makes for a successful blog.

One thing I've discovered is that there is no magic answer to this question. First of all, every blog speaks to a different audience in a different tone of voice. So what one group likes another group will find boring or maybe even overtly aggravating.

I stumbled on an instance of this today when I followed a link from Lisa Barone's post called "Six Kickass Writing Resources for Bloggers".

First on her list was "What Makes a Good Blog?" by Merlin Mann.

Now I must admit there are several things in Merlin's list which I agree with, but I find the overall tone fairly aggravating. For instance, he says, "People start real blogs because they think about something a lot...They make and consume smart forebrain porn. So: where do this person's obsessions take them."

Frankly I don't see why "obsession" is a necessary part of blogging. Is it because in order to do real blogging we must express our personality; and expressing our personality necessarily involves creativity; and because creativity is so relatively scarce and difficult that it will not happen without an obsessive focus on something?

Or is this just the way an obsessive person looks at it?

Of course it takes all types. But there is a certain arrogance and air of superiority about talk of obsession and creativity that I can do without.

SmartyPig Social Saving

Here's an interesting idea. SmartyPig.com is like an online piggy bank with a social twist.

You create an account where you set a specific savings goal. Say you want to save for a new computer. You need $1,000. You create an account and then let your friends and family know what you're saving for. They can make contributions (or not).

You can contribute to their accounts too.

SmartyPig also has partnered with "top retailers" to offer you deals and cash incentives.

It's free and you can even earn interest on your deposits.

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Applying for Your First Home Mortgage? What You Need to Know
Mar 7, 2006 - Linknet Finance News

Applying for Your First Home Mortgage? What You Need to Know<br />

Applying for Your First Home Mortgage? What You Need to Know

Mar 7, 2006 - Linknet Finance News - by Jay Montcliff - http://www.mortgages-reviews.info

People buy and sell homes every day, so you might think applying for your first mortgage is easy. Unfortunately it's a little more involved than buying a new bicycle, and can be quite a protracted process. You can reduce the stress associated with obtaining your first mortgage - the following suggestions will help you know what to expect in advance, and help you find the right mortgage for your situation

== Mortgage Training - Make money in real estate ==

Home Mortgage tip #1 Shop for interest rates - Don't take the first interest rate you come across - shop around and discover the market average rate. Even easier than making phone calls is shopping online, which has the added benefit of being the place you are more likely to find discount interest rates. The loan and interest rate you choose governs your repayments, so the lower the interest rate you can find, the better.

Home Mortgage Tip #2 Choosing Fixed or Variable Interest Rate loans - Home loans have changed, and are no longer just a matter of paying a fixed amount over a set number of years. Fixed interest mortgages are still available, but there are other choices like variable interest rate mortgages. This choice allows you to choose the loan that best fits you situation, both now, and in the future. Researching the difference between fixed or variable rate home loans will help you decide what will work best for you.

Home Mortgage Tip #3 Down payment requirements - Many first home buyers are unaware of down payment requirements, which are usually between 10 and 20% of the amount financed. With a good credit history you may even be able to negotiate a lower deposit and a lower interest rate as you present as a lower risk to the lender. Again, this depends on the home mortgage lender, and it pays to shop around.


Jay Moncliff is the founder of http://www.mortgages-reviews.info a website specialized on Home Mortgage Rate, resources and articles. This site provides updated information on Home Mortgage Rate. For more info visit his site:Home Mortgage Rate

Florida Mortgage - Let the Florida Mortgage Guide show you the right programs with our Free CD and workbook.

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