Negotiate Debts - But the truth is, it’s not about morals at all. It’s just about money. Once the creditor has removed your privileges and started the collection process they fairly quickly pass your delinquent account off to their collection department.

Commercial Mortgage Lending alternative to large banks.

At that point your case is put on the pile with hundreds of others. They know what their percentages are of collecting on these accounts, so all they want to do is cut their losses. In other words, they are prepared to bargain with you.

Posted: May 5th, 2008 under Products.
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Recent hotel survey results portray hotel customers by age, education, income, lifestyles and social class. It also answers the question: Why do most hotel customers travel?

These demographics reveal characteristics that hotel managers and marketers should consider as they design their marketing strategies and tactics.

Cornell University’s Center of Hospitality Research conducted the hotel survey.

Hotel Survey Results on Age

Age reveals that half (50.3%) of hotel customers are Boomers (41 to 55 years old). Of the other half, more (30%) are older than younger (20.5%).

Hotel Survey Results on Education

Most (61%) hotel customers are college educated. Almost 20 percent have one degree and 13 percent have at least two degrees. Another quarter have attended college, but not completed a degree. Of the remaining, less than two percent failed to graduate from high school.

Hotel Survey Results Reveals Income

Income is another important demographic revealed by the Cornell study. Most (43.9%) earned between $25,000 and $50,000. Only 15 percent made less than $25,000, while the remaining 41.1 percent earned more than $50,000.

Hotel Survey Results 4 - Social Class and Lifestyle

The Cornell survey findings about education and income demographics reveal that most hotel customers are in the middle class and Achievers lifestyle.

Hotel Survey Results - Leisure versus Business

The Cornell survey revealed that three-quarters of hotel customers travel for leisure rather than for business.

Hotel Survey Results Portrays The Target Market

The Cornell hotel survey results indicate that most hotel customers are college-educated business people and professionals, who travel more for fun than for business. They are in the Baby Boomer generation and middle-aged.

This target market deserves the most attention from hotel marketers and managers. Both marketing and on-site services and activities should be designed for this target market.

Posted: May 5th, 2008 under Marketing.
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Yahoo Web Hosting has many features to offer when choosing a web hosting provider! Yahoo offers a great introductory price with upfront savings. Yahoo web hosting will even wave the initial set up fees, offer you a free domain name, offer great introductory rates and even reduce monthly costs.

Plentiful features that Yahoo Web Hosting has to offer include excellent site management and a domain name that comes for free. If you are looking for a great place for a web hosting provider with many other features, then Yahoo Web Hosting has much to offer you. The following are 5 great features of yahoo web hosting…

1. Yahoo Site Solutions - The new Yahoo Site Solutions Web Site Building Tool offers a 1-2-3 easy way to build and customize your web site. This tool offers ease of use and simplicity which is unmatched in the web hosting industry.

2. Pricing - $11.95 per month and a three-month contract.

3. Free Yahoo Domain Name - Yahoo offers a free domain for $1.99 for the first year and then $9.95 for subsequent years.

4. Unlimited Web Hosting - Yahoo’s new and improved web hosting plan whcih combines all 3 plans into 1 and comes with Unlimited Disk Space, Data Transfer and Email Storage. No other web hosting provider offers so much!

5. Customer Support - 24 Hours a Day - If you decide to go with Yahoo Hosting, you will have an additional benefit of 24/7 free customer support. No matter what time of the day or night it may be, Yahoo will be there to help you with your questions. They offer a toll free telephone number that you can reach them, and they also have email support that is available around the clock too. Yahoo also has excellent video tutorials that can help you get started with any web hosting package.

Create a yahoo web site for yourself and see the excellent benefits and features that you can have for a great price. The Site solutions tool alone will amaze you with how easy it is to build a web site. These 5 features are a great beginning on why anyone should choose a Yahoo Web Hosting Plan.

Posted: May 5th, 2008 under Web Hosting.
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Recently, my family and I took a lovely trip to the State of Florida. We were there to go to a wedding, visit family, enjoy the beaches and other local attractions. To get around, we realized we’d either have to have a bunch of maps all printed off, or we’d have to rent or buy a GPS unit.

Thankfully, we opted for buying a GPS unit. It proved to be well worth the money and we figured we could use it on other trips as well, so the cost could be spread out over more than just one trip.

We bought a Garmin 550c off of eBay. What an incredible little piece of equipment! We paid under $200 for it which was a fantastic deal for that brand at the time with a cool array of features.

What that little GPS unit did was make our trip go smooth! It helped us find all kinds of places. We’d punch in where we wanted to go and it’d help us figure out how long it’d take us to get there as well as help us find new places to visit along the way.

My sister was also along on that trip and she brought a Magellan GPS that her husband had got for Christmas. That little machine got her in so much trouble by not giving the right directions or not knowing where she was.

Obviously, from her experience, we learned that it pays to get a high-quality brand of GPS units! It wasted a lot of her time and cost her extra money as well trying to deal with that little machine.

So our recommendation is that GPS units are one of the handiest things to take on a trip, you just need to make sure you invest in the right brand! Garmin is one of the better brands, in our experience.

Posted: May 5th, 2008 under Communication.
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